A Re-insurance Technician profile is a very challenging one. The person is responsible for processing treaty statements, producing reinsurance reports and processing reinstatement premiums.

To qualify as a Re-Insurance Technician one must have a few years of experience of having worked in a reinsurance environment having dealt with both proportional and non-proportional reinsurance. Individuals must have relevant experience in the industry and with a proven track record and excellent communication skills.

Other duties involve dealing with facultative, treaty and XL policies, calculating recoveries, analysing reinsurance aged debt reports and preparing IBNR numbers for commutations.

A Re-Insurance Technician must possess strong IT skills and should have the ability to manage workloads. A few year’s experience in reinsurance administration with a keenness to enhance one’s skills will help one to advance faster.

A Risk Assessor’s main duties involve the identification of the various areas of risk which may be presented by different processes. The person has to provide suitable and adequate risk assessments for the different activities which are carried out

The job profile necessitates assisting the personnel in the Quality and Safety Department, assisting the local managers to identify the hazards and implementing necessary controls to minimise or remove risks from activities.

The Risk Assessor has to provide advisory services on matters of Safety to all the production departments in relation to identified risks and risk assessments.

The areas of specialisations are wide-ranging and include Ecology, Health, Toxicology and others. The Risk Assessor has to possess in-depth knowledge of risk assessment techniques and the governing management principles. One has to constantly keep themselves updated about various changes/updates which may be incorporated.

The Risk Assessor will have to work closely with all the project teams and create the awareness of security risks. The person has also to provide security consultancy to the projects.

An aggressive individual, independent problem solver with motivating skills who can lead a team efficiently and effectively are the qualifying traits of a Risk Assessor. A Risk Assessor must be well acquainted and keep him/herself well informed with the international Quality and Safety standards.

A certificate course in Risk Assessment from a recognised institute is a pre-requisite for a Risk Assessor. Experience of Quality and Safety Management Systems, process development and change management is preferred and advantageous.

The role of an Underwriter is to identify and calculate a policyholder's risk of loss. A great amount of trust is placed in these professionals because an insurance company may have to either pay excessive claims if the underwriter is too liberal, or may loose customers to competitors if the underwriter is too stingy. An Underwriter has to establish appropriate premium rates and write policies which cover the specific risks. Underwriters serve as the main link between the insurance carrier and the insurance agent in making this determination. They work in close coordination with sales agents especially in making presentations to prospective clients.

Possession of sharp and analytic skills coupled with computer skills are key requirements as an underwriter is responsible for making various applications and reports, efficient analysis and processing of complex applications. An Underwriter must also possess excellent evaluation and sound decision-making skills to determine the issuance of polices and the adjusting of their corresponding premiums.

Other important traits include having a good judgement to be able to make extremely reliable and sound decisions. As the role involves a lot of communication with agents and insurance professional an Underwriter must have impeccable written and verbal communication skills.

The areas of specialisation are numerous and varied. These range from Property to Casualty, Mortgage etc and Underwriters specialize by enhancing their skills accordingly in those areas.

A bachelor's degree in any field coupled with courses in accounting and business law provides a good general background helps one to qualify as an Underwriter. .
Individuals with relevant analytic skills, an eye for detail will find this profession extremely satisfying.

Growth prospects are excellent and Underwriters must constantly upgrade their skills for speedier advancement. Some companies provide training workshops and even sponsor capable individuals.